TRAVEL INSURANCE & HEALTHCARE FOR CANADIANS LIVING ABROAD

Many Canadians are surprised to learn that their provincial health insurance provides only limited coverage outside Canada. While each province has its own rules, the amount reimbursed for emergency medical care abroad is often significantly less than the actual cost of treatment. A medical emergency or hospital stay in another country can result in substantial out-of-pocket expenses, making travel medical insurance or international health insurance an important part of any travel or relocation plan.

For Canadians who spend several months each year outside the country, such as retirees, snowbirds, or those relocating internationally, it’s also important to understand your province’s residency requirements. Each province has its own rules regarding the amount of time you must be physically present in Canada to maintain provincial health coverage. Spending too much time abroad without meeting those requirements could affect your eligibility for publicly funded healthcare.

If you’ve been researching travel insurance for Canadians, provincial health coverage outside Canada, snowbird travel insurance, healthcare while living abroad, or retiring outside Canada, SOL Properties can help connect you with trusted professionals and resources to assist with international relocation, retirement planning, and real estate opportunities, with both English and Spanish-speaking support.

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